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Business Owners and Professionals

From start-up to growth to expansion to exit planning, we have the knowledge and experience to help you navigate all financial aspects of your business.  We design smart strategies for your needs and budget.

From health insurance, to ancillary benefits such as disability, life, dental & vision to retirement planning, we provide the research, guidance and ongoing support.  We will help you make decisions such as determining how to structure plan costs between employer and employees, finding the right balance between what employees want and what they need and building in design elements that allow for the inevitable changes as your business grows.  

It all starts with a comprehensive review.  We always start with a Discovery Meeting so that we have a clear understanding of your industry, your vision for growth, your employee make-up and your budget.  We help you understand what is required, what is needed, and the specific order and structure to provide you with a benefit package for your company.

We will help you identify and address gaps in your planning such as the impact of a death or disability of a key employee, business continuity and employee retention strategies.     

Too often business owners and professionals fail to put in place strategies to address their own needs.  They have worked hard to build a business and they have provided for the needs of their employees but have failed to implement strategies to efficiently utilize corporate dollars for their personal use.  We have years of experience in helping business owners and professionals leverage their business to put dollars at work for their personal needs as well as the needs of their valued employees.

And finally, we pride ourselves on providing a high level of service to employers, administrators, employees and their families.  It all starts with a no-cost, no obligation consultation.

Business Owner Resources

Plan Your Retirement

Often, business owners rely on their company as their sole retirement asset.  Businesses can lose value during rough economic times; some fail.  Preparing for retirement with the same diversification recommended for any retirement plan is the best solution. We can help you navigate your retirement plan options and help you determine which plan options provide the  foundation for your retirement income needs.

Protect your Key Employees

As a business owner, your most important assets are your employees.  In the same way that our most valuable assets – homes, cars, ability to earn income etc. should be insured against an unexpected loss, a key employee should be insured as well.   The loss of a key employee can have a devastating effect on a small business. We can provide Life and Disability insurance strategies that will protect your company.  These benefits can help with recruiting and paying a replacement, loss of earnings to the company.  They can also help with redemption of stock or a salary continuation plan arrangement with the surviving family. We will help you to determine the right coverage to meet the needs.

Enhance your Executive Compensation Package

After taking years to find or develop the executive talent needed to take your business to the next level, it could be a devastating impact if that talent leaves in pursuit of another opportunity. Executive talent is hard to find, especially in a small business setting.  A robust monetary incentive package could help keep executive talent in place, Incentivizing employees to go the extra mile with a benefit package that will continue to grow as they grow and reward them along the way.  We can walk you through strategies that enable you to offer current and future benefits to your key executives in exchange for their continued service.

Solutions for Business Succession

After the death of a partner, that partners spouse or estate becomes rightful owner of the their interest in the business.  Their share of the business will be disbursed in the form of compensation or through their participation as an active partner in the business.  By allowing us to help design a business succession strategy  you will be able to facilitate the orderly transfer of the business interest should this ever happen.   There is special planning strategies that we can put in place that will significantly lessen the burden on the remaining partner(s). 

Please note that Jolles Financial and their representatives do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Brian Jolles is a Certified Exit Planning Advisor (CEPA).   LEARN  MORE  ABOUT EXIT  PLANNING 

Take Charge of Your 401(k)

Keep up with your financial needs while avoiding common (and expensive) rollover mistakes. We put together this guide to help you potentially save thousands in taxes and fees, tips for speeding up retirement preparations, and critical mistakes to avoid.

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